Page Directory:

Stage 1: Research

Using Google to determine risk specifics

Stage 1: Research

Using Google to determine risk specifics

Mobile Home:

Apartment

Single Family Dwelling – Example 1

Single Family Dwelling – Example 2

Home research general tips:

Finding Home, driver, and auto data in Texas with DCS:

Finding Home protection class rating in Louisiana with PIAL:

Finding home information with Arkansas Data.com (Arkansas only):

Search by client or prospect name:

Search by client or prospect address:

Understanding architectural style of quality of construction

Quality of Construction job aide – click it to download or open it

Architecture Style job aide – click to download or open it

Stage 2: Determining the Replacement Cost of a home

Replacement Cost Estimator – Dwelling – Generic system, non-carrier specific

Replacement Cost Guide – Safeco

AGENCY INTAKE FORMS:

Reed Insurance – https://www.iablueprint.com/reedquote/

PLW Insurance – https://www.iablueprint.com/plwquote/

Quote Sheets:

Here are the links to the quote sheet templates:

• IAB U – New Business Q Sheet – Ver 5.2022
• IAB U – Renewal Q Sheet – Ver 5.2022.xlsx

Integra Insurance – https://www.iablueprint.com/integraquote/

Stage 3: Quoting

Quote Assumptions: https://www.iablueprint.com/home-and-auto-quote-assumptions/

Travelers Quote Process: LINK HERE

PLEASE NOTE, THAT WE ARE NOT USING SALT AT THIS TIME – DISREGARD THE BELOW SECTION

SALT to Ezlynx

Form links:

Belle uses this link

Charles uses this link

The Process:

1. Lead is received:
   1. manually enter the basic information we have and proceed through the form.
   2. Be sure to select the “Agent Recommended” coverage limits.
   3. Always assume we are quoting home and auto; select both.
   4. Unless provided, assume the home was purchased 5 years ago, use January 1 with a year 5 years ago
      1. When selecting Water Backup, use this rule of thumb
      1. House 2,000 sq feet and under, select $25,000 of coverage
      2. House over 2,000 sq feet, select $50,000 of coverage
   5. Assume their home and auto insurance are with State Farm unless you know otherwise
   6. Assume their home and auto insurance will expire in a month from today unless you know otherwise
   7. Assume they are married unless you know otherwise
   8. Assume they have lived there for more than 3 years
   9. Vehicle: Owned, Lein, or Lease
      1. If 5 years old or under, select Lein
      2. If over 5 years old, select own
   10. Selecting Limits:
       1. Auto Liability Limits:
          1. If the home is 2,000 sq feet or under, select leave the default limits of $100,000 / $300,000 / $100,000
          2. If the home is over 2,000 square feet, select $250,000 / $500,000 / $250,000
       2. Uninsured Motorist
          1. Match auto liability limits
          2. Uninsured Motorist Property Damage
             1. If in Louisiana and the quote includes Comprehensive and Collision, do not include Uninsured Motorist Property damage.
             2. All other situations include it and a limit equal to the Property Damage limit on the auto liability limits.