Page Directory:
Stage 1: Research
Using Google to determine risk specifics
Stage 1: Research
Using Google to determine risk specifics
Mobile Home:
Apartment
Single Family Dwelling – Example 1
Single Family Dwelling – Example 2
Home research general tips:
Finding Home, driver, and auto data in Texas with DCS:
Finding Home protection class rating in Louisiana with PIAL:
Finding home information with Arkansas Data.com (Arkansas only):
Search by client or prospect name:
Search by client or prospect address:
Understanding architectural style of quality of construction
Quality of Construction job aide – click it to download or open it
Architecture Style job aide – click to download or open it
Stage 2: Determining the Replacement Cost of a home
Replacement Cost Estimator – Dwelling – Generic system, non-carrier specific
Replacement Cost Guide – Safeco
AGENCY INTAKE FORMS:
Reed Insurance – https://www.iablueprint.com/reedquote/
PLW Insurance – https://www.iablueprint.com/plwquote/
Quote Sheets:
Here are the links to the quote sheet templates:
Integra Insurance – https://www.iablueprint.com/integraquote/
Stage 3: Quoting
Quote Assumptions: https://www.iablueprint.com/home-and-auto-quote-assumptions/
Travelers Quote Process: LINK HERE
PLEASE NOTE, THAT WE ARE NOT USING SALT AT THIS TIME – DISREGARD THE BELOW SECTION
SALT to Ezlynx
Form links:
Belle uses this link
Charles uses this link
The Process:
- Lead is received:
- manually enter the basic information we have and proceed through the form.
- Be sure to select the “Agent Recommended” coverage limits.
- Always assume we are quoting home and auto; select both.
- Unless provided, assume the home was purchased 5 years ago, use January 1 with a year 5 years ago
- When selecting Water Backup, use this rule of thumb
- House 2,000 sq feet and under, select $25,000 of coverage
- House over 2,000 sq feet, select $50,000 of coverage
- Assume their home and auto insurance are with State Farm unless you know otherwise
- Assume their home and auto insurance will expire in a month from today unless you know otherwise
- Assume they are married unless you know otherwise
- Assume they have lived there for more than 3 years
- Vehicle: Owned, Lein, or Lease
- If 5 years old or under, select Lein
- If over 5 years old, select own
- Selecting Limits:
- Auto Liability Limits:
- If the home is 2,000 sq feet or under, select leave the default limits of $100,000 / $300,000 / $100,000
- If the home is over 2,000 square feet, select $250,000 / $500,000 / $250,000
- Uninsured Motorist
- Match auto liability limits
- Uninsured Motorist Property Damage
- If in Louisiana and the quote includes Comprehensive and Collision, do not include Uninsured Motorist Property damage.
- All other situations include it and a limit equal to the Property Damage limit on the auto liability limits.
- Auto Liability Limits: